Features / Full inventory
19 modules. One codebase.
Every vertical, every country.
Every module below is a toggle, not a separate purchase. Verticals ship as Industry Packs that configure the same data model; country-specific tax, calendar and gateway defaults ship as Country Packs.
01 / Module
Accounting
General ledger, AR/AP, bank reconciliation and statutory reporting for BD/SAARC tax regimes.
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Shipped
- Chart of accounts with fiscal-year lock and multi-period posting.
- Manual journals, ledger drill-down, trial balance, reconciliation workspace.
- Bills, expenses and expense categories with approval trail.
- Bank accounts register and reconciliation screen.
- Tax rate library and tax-template engine (shared with Sales and Procurement).
- Fiscal year close, re-open and period locks.
- Letter heads and print formats for invoices, bills, journals.
In progress
- Bangladesh Bank-grade audit export for 100+ banks (CRM dogfood, Dec 2026 deadline).WIP
- Multi-currency revaluation and FX postings.WIP
Planned
- Auto-classification of uploaded bills via Groq vision (re-using invoice-OCR pipeline).
- VAULTON Core Banking journal feed for sub-ledger banking clients.
02 / Module
Inventory
Distributed inventory with four-type warehouse hierarchy and per-bin stock parity.
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Shipped
- Four warehouse types (raw_material, wip, fine_product, physical_store) with enforced parent/child rules in DB and service layer.
- Warehouse hierarchy (self-FK tree) with per-row show_in_storefront toggle.
- Stock, stock-takes, transfers, movements, issue-requests, RMA.
- Fixed-asset register and depreciation schedules.
- Warranty tracking per serial.
- Barcode scan to add/adjust stock on POS and stock-take.
- Distributed stock view across all warehouses with bin-level parity.
Planned
- Batch/lot and expiry tracking for pharma and FMCG packs.
- Landed-cost allocation from procurement into inventory valuation.
03 / Module
Manufacturing
Light and heavy manufacturing on the same warehouse hierarchy Inventory already uses — no separate module purchase.
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Shipped
- Raw_material and WIP warehouse types baked into the core data model.
- Material movements between raw_material -> wip -> fine_product warehouses.
- Serial and warranty tracking on finished goods.
In progress
- Bills of Materials (BOM) with multi-level explosion.WIP
- Work Orders consuming raw + WIP and producing finished stock.WIP
Planned
- Production Plans from sales forecasts and reorder levels.
- Subcontracting flows (supplier as WIP contributor).
- Routing and workstation capacity planning.
- Shop-floor barcode scan (operator + operation + quantity).
04 / Module
Assets
Fixed assets from acquisition through maintenance, movement and disposal.
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Shipped
- Fixed-asset register with categories and asset-life.
- Depreciation schedules (straight-line and written-down-value).
- Warranty tracking per serial.
In progress
- Asset movements between cost centres and branches.WIP
Planned
- Preventive-maintenance schedules with ticket generation into Support.
- Asset repair tickets with parts-consumed feeding Inventory.
- Asset-to-employee assignment and custody.
- Barcode / QR-tag asset audits.
- Disposal and write-off with journal posting.
05 / Module
Projects & Timesheets
Billable projects, tasks and timesheets tied to Sales invoices and HRMS payroll.
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Planned
- Projects with milestones, tasks and gantt view.
- Timesheets with approval workflow.
- Billable vs non-billable tracking, automatic invoice generation.
- Retainer-based billing for consultancies.
- Resource allocation and capacity view.
- Revenue recognition on milestone delivery.
06 / Module
Quality Management
Inspection templates, non-conformance handling and supplier quality scorecards.
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Planned
- Inspection templates with criteria, ranges and sign-off.
- Incoming / in-process / outgoing inspections tied to GRN, Work Order and Delivery Note.
- Non-conformance register with root-cause and corrective action.
- Supplier quality scorecards feeding procurement selection.
- CAPA (corrective and preventive action) tracking.
07 / Module
Sales
Quote-to-cash with pricing rules, delivery notes and returns.
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Shipped
- Quotations, Orders, Invoices, Delivery Notes, Returns.
- Pricing-rules engine (tiered, customer-group, promo).
- Sales reports screen.
- Print formats and letterheads per document type.
- Shared tax-template with Accounting.
In progress
- Credit-limit enforcement against CRM customer ledger.WIP
Planned
- Commission engine tied to HRMS payroll.
- Recurring orders / standing orders for distributors.
08 / Module
Procurement
Supplier register, POs, goods receipts and three-way matching.
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Shipped
- Suppliers, Purchase Orders, Goods Receipts, Price Lists.
- Three-way match workspace (PO / GRN / Bill).
- Procurement reports.
- Bulk invoice-OCR import (gateway handler invoice_ocr.go) — drop a stack of supplier invoices, get parsed line items.
In progress
- Auto-PO from low-stock reorder points.WIP
Planned
- Supplier portal (self-service ASN upload) on Loom-hosted subdomain.
- RFQ to multiple suppliers with sealed-bid comparison.
09 / Module
CRM
Leads to customer 360, with campaign and pipeline views.
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Shipped
- Leads, Pipeline (kanban), Customer 360, Customer Groups.
- Interactions log (calls, emails, meetings) per contact.
- Campaigns register and CRM reports.
In progress
- BitsPath-powered WhatsApp/Email/SMS send from any interaction row.WIP
- Self-dogfood for BB 100-bank compliance outreach.WIP
Planned
- Lead scoring with Groq-classified email intent.
- IPTSP click-to-call via BitsPath softphone.
10 / Module
HRMS
Employee register, attendance, leave and payroll for small teams.
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Shipped
- Employees directory, Org chart, Shifts, Holidays.
- Attendance, Leave with approvals.
- Payroll register with pay-slip PDF.
In progress
- Bangladesh income-tax slab engine for payroll.WIP
Planned
- Biometric / face-punch attendance via mobile PWA.
- PF + gratuity sub-ledger into Accounting.
11 / Module
E-commerce + Storefront Builder
Headless storefront plus a true WYSIWYG builder that non-developers can operate.
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Shipped
- Builder with 48 unified elements, 52 starter templates, 12-section premium homepage.
- Themes list with scheduling dialog (stub present; apply in-flight).
- Pages, Menus, Forms, Settings under /ecommerce/storefront.
- Discounts, Reviews, Shipping, Bank Transfers, Payment Methods.
- Storefront orders list, ecommerce reports, blog module.
- Breakpoint manager, layer navigator, version history, template library, global widgets.
- Storefront visibility flag per warehouse and per product.
In progress
- Scheduled themes (publish a theme at a future date/time).WIP
- Header / footer / menu / template polish pass.WIP
Planned
- A/B testing on theme variants.
- Server-rendered storefront on web/storefront with ISR per tenant domain.
12 / Module
POS
Your phone is your POS. Camera barcode scanner. Every staff phone is a till. Stock decrements by construction.
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Shipped
- Terminal with barcode-scan-to-add-line.
- Sessions (cash-drawer open/close).
- POS reports.
- Tied to physical_store warehouse under a fine_product parent so branch stock decrements correctly.
In progress
- Offline-first queue with sync-on-reconnect.WIP
Planned
- Split tender (bKash + cash + card).
- Kitchen display and table layout for F&B.
13 / Module
Support
Ticketing, SLA and knowledge-base for post-sale help desks.
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Shipped
- Tickets, SLA policy editor, CSAT survey, Knowledge Base, Support reports.
In progress
- Email-to-ticket via BitsPath inbound IMAP.WIP
Planned
- WhatsApp-to-ticket via BitsPath.
- AI draft-reply from KB via Groq.
14 / Module
Billing / Subscriptions
Recurring billing and dunning for SaaS-shaped tenants.
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Shipped
- Plans, Subscriptions, Invoices, Payments.
- Dunning workflows, Billing reports.
- Usage events via NATS from other services.
In progress
- Metered-plan pricing (per-seat, per-transaction).WIP
Planned
- Direct debit via bKash standing instruction.
- Revenue-recognition schedule export to Accounting.
15 / Module
Catalog (Products, Brands, Categories, Attributes)
Single product source of truth for Sales, POS, Procurement, Storefront, DAM.
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Shipped
- Products, Brands, Categories, Attributes (EAV).
- Bilingual name + name_bn on every taxonomy row.
- Bulk product import and AI product entry (photo-to-draft via Groq vision).
- SKU pattern system with 3-scope override (tenant / category / product).
- AI alt text in EN + BN plus on-page SEO fields.
- Global search across product, brand, category, attribute.
In progress
- Facet editor exposed in storefront builder.WIP
Planned
- FB Catalog + Google Merchant feed exporter.
- Variant explosion UI for fashion SKUs (size x colour x fit).
16 / Module
Media / DAM
Tenant-scoped digital asset manager shared by Console, Builder and storefront.
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Shipped
- DAM library with tagging, alt-text and folder tree.
- Media-library modal wired into the storefront builder.
- AI alt-text generator (EN + BN) on upload.
- PV (internal) and Cloudflare R2 (client) storage backends.
In progress
- Video transcoding pipeline.WIP
Planned
- Background-remove and auto-crop for product shots.
- CDN signed URLs per tenant domain.
17 / Module
Settings
Tenant-level configuration that non-developers can operate.
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Shipped
- Company, Tenant, Users, API keys, Modules toggle, Profile.
- Fiscal years, Tax templates, Inventory defaults.
- Email accounts, Bank accounts, Letter heads, Print formats, Print settings.
- Notifications register and notification-rules engine.
- Backup and restore.
- Setup wizard scaffold (/settings/setup).
- SKU pattern generator and 3-scope override.
In progress
- Industry-template setup wizards (retail, restaurant, wholesale, pharmacy).WIP
Planned
- Full control-plane UI for super-admin (tenant provisioning, quota, module licence).
18 / Module
Reports / BI
Module-local report screens plus a planned cross-module BI layer.
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Shipped
- Per-module report screens under Sales, Procurement, Accounting, CRM, Support, Billing, POS, Ecommerce, Inventory.
In progress
- Saved-filter / saved-view across list screens.WIP
Planned
- Cross-module dashboard with scheduled Bangla-English PDF email (BitsPath).
- DuckDB-backed ad-hoc query runner on the tenant's own data.
19 / Module
Integrations module
Surfaces connection status, API keys and webhook configuration to tenant admins.
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Shipped
- Tenant-admin connection status for first-party and third-party integrations.
- API keys management.
- Webhook configuration UI.
Industry Packs
One system. 12 verticals.
A pack is not a separate module. It configures chart of accounts, tax defaults, warehouse hierarchy, document templates, terminology and the default workflow so a new tenant is production-ready in minutes.
All packs target release: End of April 2026.
Retail
PlannedSingle-store or chain retail with mobile POS and storefront built-in.
- Finished-product warehouse hierarchy with physical_store children.
- Pricing rules for loyalty tiers and festive discounts.
- Payment methods: bKash, SSLCommerz card, cash, bank transfer.
- Starter storefront theme + 12-section homepage template.
Wholesale & Distribution
PlannedB2B distribution with dealer pricing, credit limits and route accounting.
- Customer groups for dealer tiers with tiered pricing.
- Credit-limit enforcement in Sales.
- Multi-warehouse stock with transfers between depots.
- Route-based delivery notes and route-collection.
Restaurant & F&B
PlannedRecipes, menu engineering, kitchen display and daily consumption.
- Raw_material for ingredients, WIP for prep, fine_product for menu items.
- BOM-as-recipe on every menu item for automatic consumption on sale.
- POS terminal tuned for table service and quick-serve.
- Menu pricing tied to storefront Builder templates.
Pharmacy
PlannedOTC and prescription pharmacies with batch, expiry and narcotics register.
- Batch / lot + expiry tracking on every product.
- Prescription-required flag with Rx capture at POS.
- Narcotics register with controlled-drug audit trail.
- Supplier manufacturing licence tracking.
Light Manufacturing
PlannedAssembly, packaging and job-shop operations without a separate module buy.
- Default raw_material -> WIP -> fine_product warehouse flow.
- BOM-led consumption with wastage tolerance.
- Work-order issue and barcode-scan completion.
- Quality inspection at GRN and Work-Order output.
Services & Consultancy
PlannedAgencies, consultancies and professional services with timesheets and retainers.
- Projects module enabled with milestones and retainers.
- Timesheet workflow with billable / non-billable.
- Revenue recognition on milestone delivery.
- Utilisation dashboards per consultant.
Construction & Real Estate
PlannedProjects, materials, sub-contractors and site-based costing.
- Site-as-warehouse with raw and WIP sub-warehouses.
- Project-budget vs actual cost tracking.
- Sub-contractor POs with advance and retention.
- Site-level delivery notes and material issue vouchers.
Automotive
PlannedSpare-parts retail and workshops with serial-tracked inventory and job cards.
- Serial tracking on every spare part.
- Job-card workflow linking labour, parts and invoice.
- Vehicle-as-customer record with service history.
- Warranty register on parts and labour.
Education
PlannedSchools, colleges and coaching centres with admission-to-alumni records.
- Customer-as-student with parent / guardian contact.
- Recurring invoices for term and monthly fees.
- Library-as-inventory with issue / return.
- Examination, grade book and parent portal.
Healthcare
PlannedClinics, diagnostic labs and small hospitals with patient-as-customer.
- Customer-as-patient with encrypted medical-history fields.
- Appointment calendar tied to CRM.
- Billing split between consultation, diagnostics, pharmacy.
- Prescription-to-pharmacy handoff.
Agriculture & Feed
PlannedSeed, feed, fertiliser and agri-equipment distribution with seasonal pricing.
- Seasonal pricing rules.
- Expiry and batch on seed and feed.
- Farmer customer group with credit terms.
- Contract-farming POs.
Non-profit & NGO
PlannedDonation management, grants and project-fund accounting.
- Donors as customers; donations as restricted / unrestricted revenue.
- Grant-as-project with budget vs actual.
- Volunteer-as-employee with unpaid shifts.
- Fund-based chart of accounts.
Country Packs
Tax, calendar, gateway — localised.
BD ships first-class with bKash, SSLCommerz, VAT 7.5/15 and Bangladesh Bank audit pack. SAARC follows on the same data model — no regional forks.
- BDBangladeshIn progress
- BDT as base currency.
- VAT rate library (7.5 / 15) and tax templates.
- Fiscal year July-June with period locks.
- bKash and SSLCommerz checkout and POS tender.
- Bengali digit and date formatting on prints.
- Bangladesh Bank audit export (100-bank compliance pack).
- INIndiaPlanned
- INR and GST (CGST / SGST / IGST) tax templates.
- HSN / SAC codes on products.
- E-way bill trigger on delivery notes.
- Financial year April-March.
- NPNepalPlanned
- NPR base currency and PAN / VAT registration fields.
- Bikram Sambat calendar option for prints.
- Nepalese VAT 13 percent default.
- LKSri LankaPlanned
- LKR base, SSCL + VAT templates, tri-lingual print options.
- PKPakistanPlanned
- PKR base, federal and provincial GST templates, FBR sales-tax-invoice format.
- BTBhutanPlanned
- BTN base currency parity with INR, customised VAT templates.
- MVMaldivesPlanned
- MVR base, GST tax templates, tourism-sector extras.
Platform differentiators
What the module list doesn't show.
Cross-cutting choices that apply to every module.
- 01
Five KaritKarma products, one stack, built in Dhaka — BizRP (ERP) + Wenme (auth) + Darwan (permissions) + BitsPath (comms) + PV (storage). No foreign vendor owns a critical path.
- 02
Your phone is your POS. No terminal hardware, no per-till seat licence, no barcode dongle. Every staff Android or iOS device becomes a till during Eid, Puja or Boishakh rush. Stock decrements correctly because each device is pinned to a physical_store warehouse under a fine_product parent.
- 03
Industry Packs, not separate modules — one data model serves Retail, Wholesale, Restaurant, Pharmacy, Manufacturing, Healthcare, Education, Agriculture, Non-Profit and Services. The pack flips defaults; the code is the same.
- 04
Country Packs layered on top — BD ships first (bKash, SSLCommerz, BDT, VAT 7.5/15, BB audit); IN, NP, LK, PK follow with tax, calendar and gateway defaults.
- 05
Matched depth on the core modules every ERP needs — Accounting, Inventory, Sales, HR, CRM, Support — plus a mobile POS, a real WYSIWYG storefront builder, BOM-led verticals and AI-driven product entry that most ERPs do not ship. No module behind an upgrade paywall.
- 06
Every business rule is a UI toggle — e.g. warehouses.show_in_storefront is a per-row flag, not a hardcoded “fine_product only” policy.
- 07
Four-type warehouse hierarchy with WIP and raw-material types baked in, so manufacturing, job-shops and restaurants run on the same core.
- 08
SKU pattern system with 3-scope override: set a tenant default, override per category, override per product — configured through the UI, not buried in cryptic regex.
- 09
Bilingual everywhere real: name + name_bn columns on products, brands, categories; AI alt text generated in EN + BN at upload.
- 10
AI product entry: point a phone camera at a product, get a draft with title, description, category and Bangla translation.
- 11
Bulk invoice-OCR import that turns a supplier's paper/PDF invoices into matched procurement lines.
- 12
True WYSIWYG storefront builder with 48 unified elements and version history — not a “theme picker plus custom CSS” like Odoo.
- 13
Multi-tenant on a single VM — a ten-user shop runs on the same binary as a 500-user distributor.
- 14
Mobile-first POS tied to a physical_store warehouse under a fine_product parent, so branch stock is correct by construction.
- 15
One product catalog drives POS, storefront, quotations and procurement — no CSV export / import dance between modules.
Integrations · KaritKarma stack
Five products. One stack.
Built in Dhaka.
BizRP is a KaritKarma product. So are Wenme (auth — OAuth 2.1 + PKCE), Darwan (permissions — ABAC), BitsPath (comms) and PV (storage). Five products, one stack, built in Dhaka. The only external dependencies are Groq for AI, Cloudflare R2 for client-tenant storage, and SSLCommerz + bKash for payments.
KaritKarma stack
- WenmeDhakaOAuth 2.1 + PKCE authentication — KaritKarma product, made in Dhaka.
- DarwanDhakaABAC policy engine, /v1/authorize per request — KaritKarma product, made in Dhaka.
- BitsPathDhakaEmail, SMS, WhatsApp, IPTSP voice, push — KaritKarma CPaaS, made in Dhaka.
- PVDhakaFile storage for internal tenants (KaritKarma product).
Best-of-breed third-party
- GroqVision and text inference for product entry, alt text, invoice OCR.
- Cloudflare R2Object storage for client-tenant media.
- SSLCommerzCard and mobile-banking gateway for BD clients.
- bKashMobile-money checkout and POS tender.
Security & compliance
No home-grown auth. No home-grown RBAC.
- Wenme OAuth 2.1 + PKCE on every Console route; no home-grown auth anywhere in the codebase.
- Darwan ABAC with separation-of-duties policies and immutable audit trails on every mutating call.
- JWTs signed with RS256 / EdDSA, rotated per Wenme key-rollover schedule.
- Postgres 18.3 encrypted at rest; per-tenant row-level isolation with tenant_id scoping in every query.
- SOC 2 Type I track on roadmap; Bangladesh Bank compliance pack (100-bank outreach, audit export, data-residency) targeted for Dec 2026 alongside VAULTON.
05 / Pricing
Four plans. One codebase.
Flat monthly.
Priced in BDT, not dollars translated. Unlimited users on every tier — pay for features, not seats. Each plan matches a growth stage; upgrades flip module toggles, data does not migrate.
Commerce
Sell something.
Start-up kit for one online store or shop. Catalog, POS, basic inventory, storefront with SSLCommerz + bKash + Pathao out of the box. Unlimited users.
৳500/month
approx USD ~4.50 / month · unlimited users
- Catalog, Inventory (1 warehouse), Sales, POS
- E-commerce + Storefront Builder (48 elements, 52 templates)
- DAM with AI alt-text (EN + BN)
- 1 storefront domain
- SSLCommerz + bKash checkout, Pathao courier native
- Community + email support
Upgrade when
- You need real books
- You start invoicing services
- You have a team
Professional
Run a shop chain.
Multi-branch retail with books. For growing shops, cafes and mini-chains.
৳20,000/month
approx USD ~180 / month · unlimited users
- Everything in Commerce
- Multi-branch POS — 1 till at Commerce, unlimited here
- Multi-warehouse Inventory — up to 5 locations, stock transfers
- Full Accounting — GL, AR/AP, bank rec, tax, fiscal close
- Procurement — Suppliers, POs, GRN (no three-way match, no OCR)
- Assets register
- 1 storefront domain (richer templates + SEO fields)
- Notification rules, read-only API
- Email + chat support, 8x5
Upgrade when
- You need CRM, a sales team or customer campaigns
- You need HR, attendance, leave or payroll
- You need Projects + Timesheets for a services arm
- You need three-way match + invoice OCR
- You need more than one storefront domain (Enterprise-only)
Business
Run a company.
For companies with commerce + services + a team. Adds CRM, HRMS, Projects and grown-up procurement.
৳45,000/month
approx USD ~400 / month · unlimited users
- Everything in Commerce + Professional
- CRM — Leads, pipeline, Customer 360, basic campaigns (email)
- HRMS — Employees, Attendance, Leave, Payroll register
- Projects + Timesheets — milestones, retainers, billable tracking
- Procurement upgrades — three-way match + bulk invoice OCR
- Up to 15 warehouses — finished, branch, WIP (no raw_material)
- Assets full lifecycle — depreciation, maintenance, movement
- Cross-module monthly PDF reports (EN + BN)
- 1 storefront domain, full write API
- Webhooks, advanced notification rules
- Email + chat + phone support, 8x5
Upgrade when
- You manufacture or assemble at scale
- You need BD Payroll statutory compliance
- You open a second legal entity
- You want someone else to run the whole system
Enterprise
Outcome, fully managed.
We run BizRP for you, migrate you in, and stay accountable. Everything ships.
৳1,00,000+/month
set on discussion · unlimited users
- Everything in Business
- Manufacturing — raw_material warehouse, BOM, Work Orders, Production Plans
- Quality Management, Projects advanced (revenue recognition)
- HRMS Payroll + Bangladesh statutory engine
- CRM automation + BitsPath omni-channel (Email / SMS / WhatsApp / IPTSP)
- Billing / Subscriptions + metered plans
- Cross-module BI + DuckDB ad-hoc + scheduled daily PDF
- All Industry Packs + all Country Packs (BD / IN / NP / LK / PK)
- Multi-entity / consolidation
- Unlimited warehouses, domains, API calls
- Fully managed hosting, upgrades and operations
- Data migration — ERPNext / Tally / Odoo / Excel, included
- Dedicated onboarding engineer
- SLA 24x7 with a named contact
- Priority roadmap voice, quarterly custom-integration hours
- Backup + Restore with DR drills
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